What we do
We listen. We make sure we understand your complete financial picture before providing you with sound advice to address your needs and goals. We can assist you with Investment advice and management, Trusts (Revocable Living Trusts, Irrevocable Trusts, Charitable Trusts), Retirement plans and IRAs, and minimizing Estate and Income taxes.
Asset management
Not everyone desires to manage their own investments and that is where we can help. We manage the portfolios right here in Vermont and our investment performance has been above average for many years. We’ll meet with you in person to discuss your goals, risk tolerance, overall needs and review your account regularly. We will also provide you with our thoughts on the economic and investment outlook every quarter with our newsletter, “The Navigator.”
Retirement planning
We help clients plan for and make that exciting, yet also challenging, leap into retirement. For many people, it’s the biggest financial milestone of their lives. We want to help them make the most of it and enjoy this time. Sometimes our clients encounter forks in the road due to company mergers, buyouts and consolidation. At these critical points, we are there to advise you and update your approach to retirement as your situation evolves. You won’t be alone.
Trusts & Estates
We manage a number of trusts for beneficiaries and also act as a trustee. Often trust beneficiaries receive minimal service from large, out-of-state institutions. Our goal is to change their entire experience with our local trustee service. We can also help set up charitable trusts or other types of trusts to help reduce potential estate taxes, avoid probate or achieve your estate planning goals. Perhaps your concern is helping family members who may have current or future needs. We’ll take the time to get to know those people you care most about and offer strategies on ways you can help.
Retirement plans for businesses
CFSG offers many retirement plan options, including 401(k), 403(b) and Simple IRA plans. We are able to offer retirement plan solutions for small businesses or for large companies. We will take the time to educate employees about their retirement plan choices and regularly meet with plan participants to help provide them with contribution and investment guidance. Often our clients want to maximize their tax savings through their retirement plans and we help them evaluate the various types of plans to determine what is best suited to their situation.